I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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In California, can creditors go after life insurance to satisfy a deceased spouse’s student loan debt?
Creditors can go after the community property to satisfy the student loan debt, but is the life insurance considered community property? Is there any way to shield my wife in case something happens to me? »
Does Working For A Non-for Profit Business After College Releave Your Student Loan Debt?
No it doesn’t, unless they agree to pay it back for you in exchange for working there. Remember, when you file your federal taxes, you will NOT be getting any back by working for a non-profit business. They are federal tax exempt & you’ll get state taxes back only. I learned the hard... »
Could I Defer Payment On Student Loan Until After Graduation?
I’m currently paying interest only on my current private loan with chase. I’m still in school and am finding it harder to make the payment. is it possible to have the payment deferred until after graduation? »
Can You Get Forebearance Or Deferment On Student Loans After You Consolidate Them?
I’ll soon be graduating with a Bachelors degree, but expect to begin graduate school in about a year. I currently have about 50,000 dollars worth of student loans to repay. I thought about consolidating them because they are, currently, causing my credit score to be lower because they have increased my debt... »
Can I Consolidate My Sallie Mae Loans After Repayment Begins?
I have sallie mae private student loans that go into repayment at the end of this month..does anyone know if I’ll be able to consolidate after repayment begins or do I have to do it before? My credit score will significantly increase next month so it would be great if I could pay... »
Can You Consolidated A Defaulted Student Loan After Your Check Has Been Garnished By The Lender?
it depends on if the lender garnishing you is the actual bank or servicing company like sallie mae or is it the US Dept of Education that is garnishing? that determines what you can do. If its the bank the only way they will stop the garnishment usually is to pay in... »
How Long After You Get A Student Loan Can You Refinance It?
i got a student loan about a month ago…i am making payments on just the interest right now but the rate fluctuates so much that the payments are different each time. When can I refinance and lock in a fixed or lower interest rate? »
Will My Credit Repair Itself After I Pay Off All My Debt?
I am 21 and have about 3 loans out and 3500 in credit card debt, two auto loans totaling about $5000 and a student loan worth $1700 and a loan for my tires at $400 or so. Okay so ill sell my one car, pay off that loan and my credit card(s). so that debt... »
My Son Is About To Marry A Woman $60,000 In Debt. Can The Creditors Come After Him Once They Are Married? (ny)?
Can a prenuptial agreement keep him protected from creditors (or is that “predators”)? This might be a student loan, originally with the Feds, but now with a bank that buys student loans. I don’t know if she can declare bankruptcy or not. We have 5 weeks until the wedding. Maybe we should cancel it... »
How Do You Find Out What State Student Loan You Are In Default On? After Getting A Letter From The States Atty
States Atty. Office asking for 25% of bal., and mo. payments, as well as other pertinent info. and I haven’t ans. because I’m reluctant to give other info., I’d like to just start sending paymnts., every mo., w/o giving other info., such as wk., bank acct. # etc., ther must be a way around... »