I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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Should I Consolidate My Student Loans Now Before July? What Are The Benefits And What Are The Disadvantages?
At present, the biggest advantage is the ability to lock in a rate that, in a few weeks, will increase by almost 2%. The biggest downside to consolidating is that you will lose your 6-month grace period (9 months for Perkins), so your first payment will probably be due within a month after you complete... »
Best Way To Pay Off Debt Before Buying A New Car?
I’d like to know your opinion on how to pay off some bills before buying a new car. In March, I’d like to buy a brand new car. I still owe money on the car I have now (please don’t tell me I shouldn’t get another car while owing on the one I have now,... »
How Can I Know My Apr Before I Actually Look At The Car?
I’m looking to purchase a car this weekend. I’d like to get an idea of what kind of APR I can expect. I’m looking to finance a used car for 60 months. I have an excellent credit rating, about $10,000 in student loans and credit card debt, and I’ve had the same job for... »
I Have Questions About Bankruptcy, How Much Money Do You Need To Be In Debt With Before You Can File? Does It?
get rid of everything like medical bills, old bills, student loans, and does it really take 7 years to have good credit again or what happens in 7 years? How expensive is it to file? Does someone get all the info for you or do you have to find out who you owe? Can you... »
How Much Debt Does The Average Elementary School Teacher Accrue Before He/she Graduates College?
i am currently going to school to be a teacher and I took out a student loan to pay off my previous loan because the interest was better, I want to know what is average for a teacher’s debt after 4 years of school. »
Will Buying A House Right Before Law School Affect My Chances Of Getting Another Loan For School?
I’m looking to buy a house (~125K) and my parents will pay the mortgage while I’m in school, but will this affect my chances of getting another loan for law school? (i.e., will they see that I have i’m already 120k in debt and not qualify me for student loans?) »
Can A California Resident Protect His Paycheck From Debt Collectors For Spouses Debts From Before Marriage?
My wife has $XX,XXX outstanding student loans that she took out before we married. Can debt collectors garnish my wages or seize my possessions? »
How Long Should You Wait Before You Get Married?
I’ve been with my girl for a little over three years now. We both have college degrees, good jobs, and a lot of student loan debt! I’ve lived with her for about as long as we’ve been dating, yet I don’t know if it’s the right time. Both sides of parents would... »
Who Will Receive My Social Security If I Die Before My Parents?
will my parents inherit my student loan debts if i die before them? »
Should We Pay Off Student Loans Before Buying A House?
With the market the way it is now, are student college loans looked at as bad debt now instead of good debt? We want to put a sizable down payment on a house next year, but my wife has about $55K in student loans, but still attending. Should we pay that off so not... »