I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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What do I need to bring with me to consolidate my loans?
I am currently paying school loan payments to three different lenders, and, since I am a member of Wells-Fargo (whom is one of my lenders) I want to consolidate with them. I want to go in there looking like I know what Im talking about so i’m more able to get a better... »
Can you consolidate loans and then claim bankruptcy?
I am way into debt, and I can’t claim bankruptcy on it all because some of it are school loans. I was wondering if I could Consolidate all of it, and then after a while claim bankruptcy. »
What Rate Can I Currently Get To Consolidate My School Loans To A Fixed Rate (75k)?
loan consolidation rates are based on the weighted average of the loans you bring into the consolidation. »
Can You Get Forebearance Or Deferment On Student Loans After You Consolidate Them?
I’ll soon be graduating with a Bachelors degree, but expect to begin graduate school in about a year. I currently have about 50,000 dollars worth of student loans to repay. I thought about consolidating them because they are, currently, causing my credit score to be lower because they have increased my debt... »
Who Should I Consolidate My Private Student Loans With?
I have some Undergraduate Student loans with AES and their rates keep going up and they are not great with customer service. I am wondering what is a good company to consolidate my private student loans with. I want good terms (as in deferment in school. etc.) Please help who has gone through this... »
Can You Consolidate Your Loans While You’re Still In School?
I’d like to consolidate my private loans that my family members have signed out. My understanding is that one I consolidate, they will no longer be on the loan- is this correct? Also, can I consolidate these loans while I’m still in school? Also, is consolidation affected by your credit at all? I have poor credit... »
Can I Consolidate My Sallie Mae Loans After Repayment Begins?
I have sallie mae private student loans that go into repayment at the end of this month..does anyone know if I’ll be able to consolidate after repayment begins or do I have to do it before? My credit score will significantly increase next month so it would be great if I could pay... »
Should I Consolidate My Student Loans Now Before July? What Are The Benefits And What Are The Disadvantages?
At present, the biggest advantage is the ability to lock in a rate that, in a few weeks, will increase by almost 2%. The biggest downside to consolidating is that you will lose your 6-month grace period (9 months for Perkins), so your first payment will probably be due within a month after you complete... »
I Have $10k In Student Loans All Thru Sallie Mae Servicing. Is There Any Reason Why I Shouldn’t Consolidate?
I would lock in at current rate and something big is happening on July 1st. I think it’s more than just a normal rate increase. My impression is that there’s supposed to be a significant jump. Wouldn’t I be a fool not to consolidate and lock in at current moderately high... »
Student Loans, Consolidate Now Or Wait?
I have about 28,000 in student loans. about 5,000 is fixed at 6.8% and the rest is variable rates, around 7%. I graduated in December and am still in my grace period. So should I consolidate now, where I would get about 6.75% interest rate to start out or should I... »