Tag Archive

I Consolidated My Student Loans. If They Are Consolidated In Non Federal Loans, Can I Include In A Bankruptcy?

By StudentLoanConsolidation

If you mean that you took out a loan which paid off the student loans, then you can include the consolidation loan in a bankruptcy. If the student loans haven’t actually been paid off, then you can’t include in a br proceeding. »

Can You Consolidated A Defaulted Student Loan After Your Check Has Been Garnished By The Lender?

By StudentLoanConsolidation

it depends on if the lender garnishing you is the actual bank or servicing company like sallie mae or is it the US Dept of Education that is garnishing? that determines what you can do. If its the bank the only way they will stop the garnishment usually is to pay in... »

If I Have Already Consolidated My Student Loans, Is There Still A Way To “refinance” For A Lower Rate?

By StudentLoanConsolidation

I currently have a 7.625 rate on my consolidated student loans. Is there a refinancing process for student loans the same way there is for, say, a mortgage? »

Has Anybody Consolidated Debt And Had Good Results?

By StudentLoanConsolidation

I have a lot of credit card and student loan debt that i would like to put together and pay off i always here about how so many things end up being scams and to be honest, why would anybody really want to help you financially without having some profitable scheme i also do not want it... »

I Would Like To Know If Try One Of Those Consolidated Debt Places With It Hurt My Credit Score?

By StudentLoanConsolidation

Does it also affect you getting something like an student loan? »

Now That My Defaulted Student Loan Has Been Consolidated And I Am Making Payments Can I Now Get Income Tax?

By StudentLoanConsolidation

You have to go through the rehabilitation program offered by the government to basically reset defaulted student loans. Once you have made 6 regular, timely monthly payments, your status as defaulted will be removed, and will stay away as long as you continue to make your payments in a timely manner. If you have... »

Lower Interest Rates For Consolidated Sallie Mae Loan?

By StudentLoanConsolidation

I have a consolidated loan (previously two federal student loans) with Sallie Mae at the rate of 5.75%. Does anybody know how to find a lower rate with Sallie Mae or elsewhere? Based on my initial search, it looks like getting out of a consolidated loan is nearly impossible. With insanely low interest rate... »

Where Can I Go To Get My Student Loan That Is In Default Consolidated To Make It Current?

By StudentLoanConsolidation

The answer to your question depends on whether it is a federal student loan that you are inquiring about (a FFELP or Direct Stafford Loan) or a private loan. Please specify and then I can attempt to answer your question. »

Should I Get This Consolidated?

By StudentLoanConsolidation

I have a $700 credit card bill, a $500 credit card bill, and a $960 student loan, i’m behind in all of them b/c of financial problems, should i get them consolidated?? will there be too many fees added? whats the best company?? or are there any other ways i can work with them... »

If Someone Student Loans Are Already In Default Can They Be Able To Be Consolidated?

By StudentLoanConsolidation

It depends on several factors. Maybe you can find some help here:http://www.loanconsolidation.ed.gov/ Clark Howard is a Nationally syndicated consumer help talk show, and he has a lot of information at this site:http://clarkhoward.com/query/results.htm… Good luck! I hope you can work things out! »