I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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How can i get a loan with bad credit?
I need 4000 by december. The problem is i owe my school and outstanding balance of 4600! My student loans have been deferred until January..so this loan would only be for a month max …as my student loan will be released maximum date Jan 28 I have brought it down from $9878.63…..WHERE CAN I FIND... »
How to get rid of credit card debt!..Consolidation? Bigger Payments? Help!?
I currently have about $4,000 worth of credit card debt..not a huge amount, but a burden on the brain nonetheless. I make about $1,100 a month (yes..I’m in college) and was wondering what a fast way to get my cards paid down would be. Do debt consolidation loans hurt your credit? Right now they... »
Will consolidating my school loans hurt my credit score?
I am a college graduate!!! I have accrued about $30,000 dollars in school loans. I have 3 separate loans. I am paying back $200.00 a piece per month for all of them (which is $600.00 a month). I will be done with one of my loans in November of this year (2009). I have... »
Credit Question: Income To Debt Ratio?
I have a question regarding my credit, FICO score etc.. I have student loans totalling ~ $35000, about 9000 of that are seperate non federal loans the other 26000 are consolidated federal loans with citibank. When considering income to debt ratio, how are they calculating this? on a monthly basis? I am paying ~ $200.00... »
Students Loans With Bad Credit?
Does anyone know of any websites that offer student loans for people with bad credit, without needing a co-signer? Or other federal loans where it doesn’t matter what your credit score is. I could maybe get my dad to be a co-signer, but I want to try it on my own first. And don’t... »
Credit Expert? Improving Credit Further?
I’d love some advice on raising my score from decent into good. I’ve been working on improving my credit for the last 4 years, but it barely changes. I’ve paid off all my negative debts, and have been working on removing a couple from my record. Removing an old negative record has... »
How Does Student Loan Debt Affect My Credit Score?
I am at the final stage of paying off credit card balances. Just one more month, yippee!!!! I’ve also already paid off my car loan 7 months before the maturation date. Anyway, I still have close to $50,000 in student loan debts- federal and private. But that’s it. I have never had any major... »
Do Current Student Loans Affect My Credit Score?
I recently applied for an American Express Blue Card because I heard it was the best card for college students, and I got declined for these reasons: Proportion of revolving balances to revolving credit limits is too high. Length of time accounts have been established. Too many accounts with balances. Too many accounts... »
I’m A Home-owner With A Huge Credit Card Debt..?
i want to pay of my credit card bills and student loans… should i refinance or get a home equity loan? what do you suggest? i really don’t have any idea on what to do pls give me some advices… »
Will Applying For Another Credit Card Hurt My Credit Score?
I currently have an average credit score. I am a college student that holds two major credit cards for about 5 years now and two minor cards (for about 5 years also) with a few deferred loans until I graduate. I haven’t applied for one for a long time, but just a... »