Tag Archive

How can I deal with an overwhelming student loan debt I can’t afford to begin to repay?

By StudentLoanConsolidation

I’m not the person I was when I went to an expensive private college. I didn’t graduate but I racked up a huge private loan debt including the costs for college and living expenses. I lived an irresponsible life for several years which will affect the rest of my life, essentially preventing... »

$40,000 to $70,000 in student loan debt what should I do?

By StudentLoanConsolidation

won’t lie I made some financial blunders over the past few years. I was easily on my way to a Bachelors degree and would of probably only have around 20k student loan debt, but I made some mistakes. I ended up changing my major and went to a private university that costs and arm and... »

In California, can creditors go after life insurance to satisfy a deceased spouse’s student loan debt?

By StudentLoanConsolidation

Creditors can go after the community property to satisfy the student loan debt, but is the life insurance considered community property? Is there any way to shield my wife in case something happens to me? »

Debt consolidation and student loans question?

By StudentLoanConsolidation

I’m trying to repay my debt but I am having a very hard time. I have about 40k in debt including interest I’ve accumulated (over estimate, to be safe) most of which is 1 private and 1 federal student loan (probably 35k worth) and the rest are utility bills that are years past... »

What percent of your wages can be garnished for default student loan debt in the state of Iowa?

By StudentLoanConsolidation

What percent of your wages can be garnished for default student loan debt in the state of Iowa? Is it before or after taxes? »

Any Advice On A Strategy For Reducing Debt?

By StudentLoanConsolidation

My wife and I both have substantial student loans. However, I consolidated mine at 3.5%, but her’s were consolidated at 8.25%. Just to pay her interest is $700/month. My payment is $300, with 1/3 currently going to principle. We also have about $8,000 on credit cards at 10% interest. Our combined income is about $100,000 annually.... »

Credit Question: Income To Debt Ratio?

By StudentLoanConsolidation

I have a question regarding my credit, FICO score etc.. I have student loans totalling ~ $35000, about 9000 of that are seperate non federal loans the other 26000 are consolidated federal loans with citibank. When considering income to debt ratio, how are they calculating this? on a monthly basis? I am paying ~ $200.00... »

I Have A Big Debt.?

By StudentLoanConsolidation

When I was 19 five years ago. I was a silly immature kid who enjoyed their very first mobile phone. I liked calling those 1900 numbers and after 6 months I racked up a $7900 phone bill. I did attempt to pay it back. Since I was a student I couldn’t very... »

I Need Info About Loan And Debt Consolidation (student Loans And Other Debt)?

By StudentLoanConsolidation

what is loan consolidation and debt consolidation? how does consolidation work, what are the different options for consolidating? what are the advantages and disadvantages of consolidating debt and loans? what are the best tools and calculators for showing results of consolidating? So, I want a list of the most useful sites and articles that will give me this info... »

How Does Student Loan Debt Affect My Credit Score?

By StudentLoanConsolidation

I am at the final stage of paying off credit card balances. Just one more month, yippee!!!! I’ve also already paid off my car loan 7 months before the maturation date. Anyway, I still have close to $50,000 in student loan debts- federal and private. But that’s it. I have never had any major... »