I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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Will Final Conditions Make The Deal Fall Apart? My Home Loan Is In Underwriting. They Need Docs I Can’t Give!
Hi. I am in the process of buying a home. The seller is calling me and my mortgage broker 2-3 times a day asking for a closing date. My broker just told me that the only final condition is the payment history on my student loans. I just got out of school and consolidated... »
Can I Get A Home Mortgage If I Have A Lot Of Student Loan Debt?
I have debt from school, but I am interested in buying a home. Would I be able to get a mortgage? »
I Am 22 Years Old And Have Almost $10,000 In Credit/student Loan Debt, And Need A Home In Ca Next Summer?
Yes, it’s true. I fell for the gimmicks and ended up with a few credit cards with all types of debt as well as a student loan. The majority of my debt is school related (books) or auto-repair related (tires, batteries, brakes, misc.). I have been kind of doing the whole college thing by... »
I Went Back To Get My Ph.d. & Am Now Poor!! What Is The Cheapest, Healthy Food I Can Make At Home?
I’ve already cut out non-essentials. Trouble is, I have a huge credit card bill back from when I was an irresponsible undergraduate that I let lapse (stupid, I know, but I was 18 and it was ten years ago, but it’s still there…especially the interest…gah). I want to try and pay it down by... »
Wanting To Buy A Home With A Credit Score Of 610?
I am wanting to purchase a home but have a credit score of 610. The only debt I have are student loans which average about 20,000.00. My car is paid off along with 2 small credit cards. I have 10,000.00 cash to put down on a new home. I am... »
Im In So Much Debt And Don’t Even Own A Home!?
im 6k in credit card debt. about 40k in student loans. 37k left on my autoloan (i was dumb and young 3 years ago and wanted a luxury car) and i make 4k monthly. 850 in rent. no savings just paycheck to paycheck. any suggestions? »
I’d Like To Purchase A Home: Financial Guru’s, Please Respond!?
I’m tired of paying rent in my small, COLD home. I’m interested in purchasing. My stats are below–please provide me with your BEST advice. -Single -College Educated -Steady Job -Appx. gross income: $30,000 (I live in a rural area and this is a good wage here) -First-time homeowner (would be) -Some student loan debt -No credit card or other debt -Progressive community... »
Can I Get A Home Loan? Opinions Please!?
My boyfriend and I are looking to buy a home. We both have jobs–I work about 25 hours a week at minimum wage ($7.28). He works 33+ hours a week at $9.00/hr. We both started these jobs in April of 2009. When he started the job his employer said he would be considered full time,... »
How Can First-time Buyers Buy A Home In So Cal Where The Average Cost Is Over $700,000?
Our income is about $70,000 annually and we have no debt other than student loans. We have about $25,000 saved. In an area where an “okay” house will run you about $700,000 – how in the world will we ever be able to own? »
I Have A Total Take Home Yearly Wage Of $66,744 And Total Debt Of $177,000 At The Average Int.rate Of 6.5%?
How long is it going to take to pay off the debt (mortgage+HELOC+credit card+student loans+……), and what is a good debt to income ratio? »