I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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How Does One Pull A Student Loan Out Of Default? Avoiding Penalties And Interest?
Please share your experience, almost half of my $19,000 debt is fees and penalties. I want to avoid any wage garnishment but I can start making modest payments and want this off my credit report. »
How Do I Compute Compounded Interest On A Spreadsheet?
I keep track of my personal finances in Excel, specifically my debt (credit cards, student loans, and mortgage). I know my balance due and interest rate for each, and want to compute how long it will take me to pay off each item including compounded interest. »
How Much Will I End Up Paying Back On Student Loans With Interest?
I’ve taken out both subsidized and unsubsidized loans for college and I’m up to rougly 28,000. I am looking at a total loan debt of close to 40,000 when I graduate. I don’t have family to support me and I live alone. So is this an unreasonable amount of... »
Need An Unsecured Loan! Low 600s Credit Score, High Interest Rate Debt Has Us In Bondage. Help Please! ?
Keep getting turned down but we are not behind on anything and always pay our bills on time. No defaults, no bankruptcy, relatively good and stable income, but high loan to credit limit ratio, and a couple of recent over the limits while trying to rob Peter to pay Paul, last year was behind... »
How Is Student Loan Interest Calculated?
I’m graduating soon, and I’ve racked up about $8,600 in student loans, at a fixed interest rate of 6.8%. How is this calculated? I could easily move the decimal and multiply, which shows that I will have paid 584.8 in interest. Is that my total interest, or just for the first year of repayment?... »
What Home Loan Interest Rate Can I Expect?
Currently my FICO is 630, I have history of a bankruptcy 6 years ago, I make 80k a year, my only current debt is a 6k auto loan, oh and those dreaded 21k in student loans. I’m in California and 4 years ago I really wanted to purchase a home before the prices... »
Student Loan Interest ? Tax Write-off In Australia?!?!?
Hello, my fiance and I are considering moving to Australia soon. I have a lot of graduate debt (~$200,000) for a degree I never finished in the US. Obviously, this requires a large monthly payment, and is consuming my lifestyle. I am interested in learning if I’m in Australia if I will be able... »
Should I Finance A Used Boat Purchase With My 0% Interest Rate Credit Card Or Get A Loan From A Bank At 10%?
I am contemplating purchasing a used boat which is over 15 years old. I am looking at the best way to finance this purchase and need some input. The only loan I have is a student loan for $4K and the only credit card I have has a balance of $11K with... »
If I Cut My Loan Payment In Half And Pay It Twice In A Month Will I Pay It Faster And Beat Out The Interest?
If I cut my loan payment in half and pay it twice in a month will I pay it faster and beat out the interest. I’ve heard that paying a debt 2x’s in a month instead of all at once at the end of the month actually pays off your balance sooner and halves... »
Where Can I Find A Low Interest Emergency Loan??
I have excellent credit and no debt except some student loans. »