I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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How long can the IRS take your income tax for payment of Student loans?
This is my first year of paying receiving a W2 form after having been out of work for several years. I noticed that the last time that I filed they IMMEDIATELY took my refund to defer the cost of my loans from college….I have been out of college for nearly 12 years. It... »
I have money in the stock market but some student loans – should I pay off my student loans now?
I have roughly 5,000$ in the stock market and have around $7,000 in student loans at 8.9%, I am still a student and the loans are deferred until May of 2011. Should I take the money out of the market and pay off my student loans, leave it in stocks, or move the money... »
Can’t lower monthly payment on private student loans?
I have 3 private loans amounting to about 28,000 from Sallie Mae. The minimum payment monthly is almost $400, and I’ve been paying it for a couple of months, but I cannot afford that high of a payment anymore. I know I can request a forbearance, but I heard they are only good for... »
Will consolidating my school loans hurt my credit score?
I am a college graduate!!! I have accrued about $30,000 dollars in school loans. I have 3 separate loans. I am paying back $200.00 a piece per month for all of them (which is $600.00 a month). I will be done with one of my loans in November of this year (2009). I have... »
What is the best way to manage multiple student loans?
I need to find someone to talk to about student loan consolidation, for both federal and private loans. What would be a good resource? I inquired at my bank but they don’t handle this. I should add that I’m trying to get away from Sallie Mae, I heard a report on NPR about how much... »
Debt consolidation and student loans question?
I’m trying to repay my debt but I am having a very hard time. I have about 40k in debt including interest I’ve accumulated (over estimate, to be safe) most of which is 1 private and 1 federal student loan (probably 35k worth) and the rest are utility bills that are years past... »
What do I need to bring with me to consolidate my loans?
I am currently paying school loan payments to three different lenders, and, since I am a member of Wells-Fargo (whom is one of my lenders) I want to consolidate with them. I want to go in there looking like I know what Im talking about so i’m more able to get a better... »
What lenders offer consolidation for student loans in California?
I want top consolidate some federal and private student loans from graduate school. Any lenders out there that are doing this? Thanks »
Is consolidating federal college loans a good idea?
I have 5 total federal loans from my college days. They vary in interest rates from around 2.8 to 6.8%. As pure chance would have it, my bigger loans happen to have the higher interest rates between 6.0 and 6.8%. I just went to some consolidation site and type in my... »
Can you consolidate loans and then claim bankruptcy?
I am way into debt, and I can’t claim bankruptcy on it all because some of it are school loans. I was wondering if I could Consolidate all of it, and then after a while claim bankruptcy. »