I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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Can We Get A Mortgage With $60k In Student Loan Debt & $60k Per Year Income?
It depends on your debt-to-income ratio, or what your total liabilities is compared to your income monthly, as well as your credit. There are loans such as stated income (where you state your income) or no ratio (where we do not take into account the debt-to-income ratio) in order to approve your loan.... »
Do Deferred Student Loans Always Count Toward Debt-to-income Ratio When Getting A Mortgage Now? With All Banks?
even if they are deferred for more than a year? thanks. »
Can I Get A Home Mortgage If I Have A Lot Of Student Loan Debt?
I have debt from school, but I am interested in buying a home. Would I be able to get a mortgage? »
What Is The Best Way To Clean Up Your Credit Report. I Have A Mortgage, My Car Is Almost Paid For, …?
one credit card, a student loan, and a dew minor debts. I am divorced, and my crdit took a major hit. What is the highest score you can receive? »
Qualifying For A Mortgage Loan?
Qualifying for a mortgage loan? My fiance and I would really like to purchase a home in the next few months (preferably before December 1st to get the first-time buyer rebate), but I need to know what our options are. Currently my credit score is 650, but is rising slightly every month. The only debt I... »
I Am A College Student…could I Get A Mortgage?
I am a almost 21 year old college student and would like to by a house. What I was wondering was would i be able to get a mortgage. I have really good credit although I do not have a lot of credit I have never made a late payment on anything. I also... »
What Mortgage Should I Apply For?
First time home buyer in NYC, condo Fewer than 3 stories, 8-10% down (90-92% LTV), 1% of my own funds to contribute, the rest are gift funds. Debt To Income Front End (housing expenses only) 28 / back end (total monthly debt (student loans) ) 44 I am in contract now Looking into a SONY-MA Any... »
What % Of Net Income To Spend On Mortgage Payment?
Looking at purchasing a home. My net income is $3100 per month. That is after all taxes, health insurance, and 10% contribution to 401K. Currently have no revolving debt other than a $178/mos no interest student loan payment thanks to an ex employer. Credit cards are paid off every month. Otherwise typical monthly expenses... »
Where To Find Reasonable Mortgage Rate?
My friends have suggested e-trade for mortgage because there are less costs associated since everything is done on-line. Others have suggested lending tree. Where can I get the best mortgage rate? I have almost perfect credit (very high score), no debt (except student loans), have always paid my bills on time... »
What Would Dave Ramsey Finanical Guru Recommend? Student Loans Vs. Mortgage?
have about 36K in student loans and 123K in mortgage….. student loan is fixed at 1.625% and the house is fixed (30yr/2005) at 5.875. Soon as I have a car payed off it these will be our only debts….. would dave still recommend to focus on the student loans despite the LOW... »