Tag Archive

Debt consolidation and student loans question?

By StudentLoanConsolidation

I’m trying to repay my debt but I am having a very hard time. I have about 40k in debt including interest I’ve accumulated (over estimate, to be safe) most of which is 1 private and 1 federal student loan (probably 35k worth) and the rest are utility bills that are years past... »

Credit Question: Income To Debt Ratio?

By StudentLoanConsolidation

I have a question regarding my credit, FICO score etc.. I have student loans totalling ~ $35000, about 9000 of that are seperate non federal loans the other 26000 are consolidated federal loans with citibank. When considering income to debt ratio, how are they calculating this? on a monthly basis? I am paying ~ $200.00... »

Need Help With Financial Aid Question And Tracting Of College!!!?

By StudentLoanConsolidation

i already have an undergraduate degree. i only took out a loan through FASA for one semester during my years in college. I am currently still paying off that loan. off. However, I decided to take some classes at a local community college for the spring semester. I was considering going back to nursing... »

Grad Student Tax Question.?

By StudentLoanConsolidation

I am currently a graduate student whose loans are deferred right now and am paying for tuition through loans. Can I write any of these off? »

Already Ask This Question But Need To Add More About A Co-signer.?

By StudentLoanConsolidation

In my last question i was talking about my brother-in-law and my husband co-sign for a student loan. Ok im just so upset with this. Im 30 weeks pregnant and crying because i feel like i have no say so in anything when it comes to my in-laws and asking for something. My... »

To Consolidate, Or Not To Consolidate… That Is My Question.?

By StudentLoanConsolidation

In a few weeks, my student loan grace period ends. I have $9k in unsubsidized Fed Staff loans and $8,057 in subsidized Fed Staff loans. They currently exist as 4 separate loans from the same lender, and after using the payment calculator, it looks like I’d be paying almost $200 a month unconsolidated (but... »

Question About Taxes?

By StudentLoanConsolidation

Hi, About three years ago we refinance our home, and took some cash out to pay bills mainly student loans. Sounded like a good deal at that time, well it was one of those inflating rates.. we tried to refinance and found out that we owed alot more then the place was worth. We talked... »

Question About Student Loan Deferment….?

By StudentLoanConsolidation

I received an unsubsidized and a subsidized Stafford loan for both the Fall and Spring semesters last year. However, due to lingering effects of Hurricane Ike and other personal issues, I was unable to attend school. I am trying to go back to school this year, but the school (University of Houston-Downtown) sent me... »

Question About Filing Taxes W/1099-misc Forms!?

By StudentLoanConsolidation

Here’s my situation: -I made about $44,000 in 2007 from my employer (W2). -I have an at-home business and made $780 (1099-MISC and $75 in bonus income) -I participated in a student loan redemption program which gave me $5000 towards my student loan debt. (1099-MISC). –I was able to claim about $400 in expenses for my business and... »

Marriage Question, His Versus Hers?

By StudentLoanConsolidation

My husband and I have been married for a little under a year. I came into the marriage with a lot of student loan debt, poor credit and no savings. My husband has a fair amount of stock, and some credit card debt. He has two nice cars he owns outright, as well put a... »