I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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What Rate Can I Currently Get To Consolidate My School Loans To A Fixed Rate (75k)?
loan consolidation rates are based on the weighted average of the loans you bring into the consolidation. »
If I Have Already Consolidated My Student Loans, Is There Still A Way To “refinance” For A Lower Rate?
I currently have a 7.625 rate on my consolidated student loans. Is there a refinancing process for student loans the same way there is for, say, a mortgage? »
Is It Better To Pay Off Revolving Debt At A Low Rate Or Installment Debt At A Higher Rate?
Let’s say you have a student loan at 8 percent and credit card debt at a fixed 3.99 percent. Conventional Wisdom says pay off the higher rate debt first. But, I have read that paying off credit card debt faster improves your credit score, which can save you thousands on a mortgage.... »
Where To Find Reasonable Mortgage Rate?
My friends have suggested e-trade for mortgage because there are less costs associated since everything is done on-line. Others have suggested lending tree. Where can I get the best mortgage rate? I have almost perfect credit (very high score), no debt (except student loans), have always paid my bills on time... »
What Kind Of Rate Will We Get On Our Loan (mortgage)?
Hello, This July we are closing on our condo. The condo is located in Chicago and we bought it for $370k. We make a little over $70k together a year. We pay our cc bills each month and in whole. We are putting more than 20% down to avoid PMI and to... »
Is It Possible To Negotiate A Lesser Rate For Student Loans?
I borrowed like $10,000 and now owe $40,000. I don’t get refunds from taxes and I won’t get retirement cause it will go to this huge debt…anyone ever heard of negotiating a realistic rate? Oh, and the handling company NEVER send me invoices showing me that I have paid anything when they keep my... »
Need An Unsecured Loan! Low 600s Credit Score, High Interest Rate Debt Has Us In Bondage. Help Please! ?
Keep getting turned down but we are not behind on anything and always pay our bills on time. No defaults, no bankruptcy, relatively good and stable income, but high loan to credit limit ratio, and a couple of recent over the limits while trying to rob Peter to pay Paul, last year was behind... »
What Home Loan Interest Rate Can I Expect?
Currently my FICO is 630, I have history of a bankruptcy 6 years ago, I make 80k a year, my only current debt is a 6k auto loan, oh and those dreaded 21k in student loans. I’m in California and 4 years ago I really wanted to purchase a home before the prices... »
Should I Finance A Used Boat Purchase With My 0% Interest Rate Credit Card Or Get A Loan From A Bank At 10%?
I am contemplating purchasing a used boat which is over 15 years old. I am looking at the best way to finance this purchase and need some input. The only loan I have is a student loan for $4K and the only credit card I have has a balance of $11K with... »
After I Pay All My Debt, At What Rate Will My Credit Score Rise?
I am going to pay all my debt and I will just have my student loans which I will pay on time. »