Tag Archive

If I Have Already Consolidated My Student Loans, Is There Still A Way To “refinance” For A Lower Rate?

By StudentLoanConsolidation

I currently have a 7.625 rate on my consolidated student loans. Is there a refinancing process for student loans the same way there is for, say, a mortgage? »

How Long After You Get A Student Loan Can You Refinance It?

By StudentLoanConsolidation

i got a student loan about a month ago…i am making payments on just the interest right now but the rate fluctuates so much that the payments are different each time. When can I refinance and lock in a fixed or lower interest rate? »

Refinance Or Heloc?

By StudentLoanConsolidation

Hi.I have a home valued at about 235k(bought in 8/07).Balance on current mortgage is 203k.I used a VA home loan with fixed rate of 6.6%.i want to consolidate or pay off hi-interest cc bills totaling about 14k-accumulated from grad school(now finished); and also make some minor home improvements.fico score is fair.staying in the home... »

I Have A Mortgage For About $68,000 At 6.875% 30 Year Fixed And An Auto Loan For $10,000. Should I Refinance?

By StudentLoanConsolidation

I would like to consolidate and make only 1 payment per month (which is ideally less than my current combined two payments). Is now a good time to refinance? I would consider a 7 year ARM to get a lower rate since I plan on selling my home when I am finished with grad... »

I Have Bad Credit And Need To Re-finance My Student Loan…?

By StudentLoanConsolidation

I want to join the Air Force, but I owe 1 semester of tuition/room and board, and I have a HORRIBLE consolidated student loan with Bank of America. I had to make payments during school, and it was too hard, and there were a lot of times where I was behind in payments.... »

Help With My Countrywide Fha Refinance…?

By StudentLoanConsolidation

Long story short…i prequalified with them for a loan about 7 weeks ago…sent everything to underwiriting…and now im denied because they will not use my wifes income. They told me originally they would use her income since she was a full time student last year and is working in the field she got... »

How Can I Refinance My Home?

By StudentLoanConsolidation

Both My brother and i are students at a community college.We bought a $ 327,000 house last year,while we were going school part time.Now that we are transferring to a four year university to study a hard major,which requires a bigger time commitment to study,in addition the university is situated far from our residence... »

I Want To Refinance Just My 1st Mortgage?

By StudentLoanConsolidation

I have a 5/1 Interest only loan. Resetting 09/2011. I want to refinance only my first mortgage from an ARM to a 30 year fixed. (It’s currently $608K) I want to keep my second as is ($152K ARM) Due to declining home values, I have very little to no equity in our home. However, I just want... »

Can I Refinance Just My 1st Mortgage?

By StudentLoanConsolidation

I want to refinance just my 1st Mortgage. I have a 5/1 Interest only loan. Resetting 09/2011. I want to refinance only my first mortgage from an ARM to a 30 year fixed. (It’s currently $608K) I want to keep my second as is ($152K ARM) Due to declining home values, I have very little to no equity... »

Auto Refinance With My Name Instead Of My Parents??

By StudentLoanConsolidation

i posted my question couple minutes ago but it got deleted somehow. but i know two people already answered my question. anyway, i’m reposting my question here. my parents bought me camry in 2006 through capital one (costco program). recently my parents got denied from their home loan so i was wondering if i can... »