I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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Will consolidating my school loans hurt my credit score?
I am a college graduate!!! I have accrued about $30,000 dollars in school loans. I have 3 separate loans. I am paying back $200.00 a piece per month for all of them (which is $600.00 a month). I will be done with one of my loans in November of this year (2009). I have... »
How Does Student Loan Debt Affect My Credit Score?
I am at the final stage of paying off credit card balances. Just one more month, yippee!!!! I’ve also already paid off my car loan 7 months before the maturation date. Anyway, I still have close to $50,000 in student loan debts- federal and private. But that’s it. I have never had any major... »
Do Current Student Loans Affect My Credit Score?
I recently applied for an American Express Blue Card because I heard it was the best card for college students, and I got declined for these reasons: Proportion of revolving balances to revolving credit limits is too high. Length of time accounts have been established. Too many accounts with balances. Too many accounts... »
Will Applying For Another Credit Card Hurt My Credit Score?
I currently have an average credit score. I am a college student that holds two major credit cards for about 5 years now and two minor cards (for about 5 years also) with a few deferred loans until I graduate. I haven’t applied for one for a long time, but just a... »
How Can I Higher My Credit Score Fast?! Im Talking 150-200 Points In A Year?
I just paid off my bad debts Im still trying to get them all to show up as paid in full on my credit report. I also just bought a new car a few months ago and I have been making double car payments each month. I also have gotten 3 small... »
Will Doing This Increase My Credit Score?
I have terrible credit. The last time I checked it at the free government website to do so was about a month ago, and it said my score was 595. I have one item in collections (it’s a medical bill I’m disputing, long story), tons of student loan debt that is still in deferral,... »
With A Credit Score Of 700-720 What Kind Of Apr Can I Expect On A 150,000 Morgtage?
I’m 22 and out of the military so I’ll have a VA loan available to me. I know very little about house buying besides I want to buy one. I have minimal debt, my wife’s student loans which we have down to about 8k and have no problem making those payments. »
Is Having No Credit Score Going To Be A Problem?
I don’t have a credit score. I have never had a credit card, never had a loan, and I’m going through college without student loans. Simply put I’m debt free. I’ve seen what trouble debt has caused people in my life, and I’m intent on not going through it. My question is will not... »
Is This Credit:debt Utilization Ratio Hurting My Credit Score?
first off, i have no debt…no mortgage, student loans, nothing. just one revolving credit card i got in march. my score went from 700 in march to 645 last week, and i pulled my credit report and there is nothing on it, just this one revolving card. here are all the... »
How Can I Raise My Credit Score?
I’m 29 and have no outstanding debt other than student loans, which are in repayment and on time (always have been.) I’ve had a few accounts go to collections in the past, but never for more than $100. It’s when I was young and irresponsible. They’ve all been paid off. I have no major credit... »