I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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Should I pay off my student loan or wait until I finish my Ph.D.?
My husband is a Ph.D. student right now and I’m working but I plan on going back to get my Ph.D. in August, 2010. We only have a mortgage and my student loan as debt. We will have enough in our Emergency Fund to pay my student loan in full at the beginning of... »
$40,000 to $70,000 in student loan debt what should I do?
won’t lie I made some financial blunders over the past few years. I was easily on my way to a Bachelors degree and would of probably only have around 20k student loan debt, but I made some mistakes. I ended up changing my major and went to a private university that costs and arm and... »
I have money in the stock market but some student loans – should I pay off my student loans now?
I have roughly 5,000$ in the stock market and have around $7,000 in student loans at 8.9%, I am still a student and the loans are deferred until May of 2011. Should I take the money out of the market and pay off my student loans, leave it in stocks, or move the money... »
How Should We Handle Our Student Loans And Buy A House At The Same Time?
My husband and I want to purchase our first house this year. He is an accountant with a decent salary of $37,500 and I am a stay at home mom. We own both of our cars, have no credit card debt, have credit scores in the upper 700’s, and have about... »
What Should I Do About Getting A Student Loan For College?
Which will be cheaper in the long run? Getting a $15,000 loan and use extra to pay interest payments? Or get a $10,000 loan to use only for tuition payment but defer until after I graduate? »
Who Should I Consolidate My Private Student Loans With?
I have some Undergraduate Student loans with AES and their rates keep going up and they are not great with customer service. I am wondering what is a good company to consolidate my private student loans with. I want good terms (as in deferment in school. etc.) Please help who has gone through this... »
Debt: I Owe $8879 How Should I Pay It Off???
Student Loan: $2625, Best Buy Card: $2029, Old Mastercard: $2871, Old car loan: $1090(it was reposed and this is what they want from me b/c it didn’t get full value at auction), Hospital Bill: $264 (didn’t have any insurance at the time). How should I pay all of these off? I’m not opposed to... »
Should I Consolidate My Student Loans Now Before July? What Are The Benefits And What Are The Disadvantages?
At present, the biggest advantage is the ability to lock in a rate that, in a few weeks, will increase by almost 2%. The biggest downside to consolidating is that you will lose your 6-month grace period (9 months for Perkins), so your first payment will probably be due within a month after you complete... »
Should I Put All Of My Debt Onto A Student Loan?
I have (roughly off the top of my head) $10,000 in debt. —$2,000 in credit card debt —$2,000 in medical debt (and no insurance now) —$6,000 in current student loans Its so hard to get by on my $9.25 and hour and I get 38 hrs a week, just below that 40 to give me benfits. I cant... »
Should I And How Do I Consolidate My Student Loans?
I have several Sallie Mae Signature Student Loans out, and I’m supposed to begin repayment in late November. I know nothing about finances, but I’ve heard that if I consolidate my student loans, it can lower monthly payments, and it puts them at a fixed interest rate. Is this right? How do I go about... »