I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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How can I deal with an overwhelming student loan debt I can’t afford to begin to repay?
I’m not the person I was when I went to an expensive private college. I didn’t graduate but I racked up a huge private loan debt including the costs for college and living expenses. I lived an irresponsible life for several years which will affect the rest of my life, essentially preventing... »
Should I pay off my student loan or wait until I finish my Ph.D.?
My husband is a Ph.D. student right now and I’m working but I plan on going back to get my Ph.D. in August, 2010. We only have a mortgage and my student loan as debt. We will have enough in our Emergency Fund to pay my student loan in full at the beginning of... »
$40,000 to $70,000 in student loan debt what should I do?
won’t lie I made some financial blunders over the past few years. I was easily on my way to a Bachelors degree and would of probably only have around 20k student loan debt, but I made some mistakes. I ended up changing my major and went to a private university that costs and arm and... »
Need advice for defaulted student loan..?
i was just contacted by a collection agency for my student loan that went into default i thought my loan was being deferred i sent in my enrollment verification and the company lost it ( i recieved an e-mail stating the docs. had been reieved but i deleted the email) over the past couple... »
How long can the IRS take your income tax for payment of Student loans?
This is my first year of paying receiving a W2 form after having been out of work for several years. I noticed that the last time that I filed they IMMEDIATELY took my refund to defer the cost of my loans from college….I have been out of college for nearly 12 years. It... »
What are my options for a defaulted Student Loan?
I lost my job in May and have since defaulted on my student loans (after consolidating & deferring them). My loan origination amount (at the time of consolidation) was a little under $32,000, of which I have paid over $17,000 in payments. Since the default I NOW owe almost $50,000 and am... »
I have money in the stock market but some student loans – should I pay off my student loans now?
I have roughly 5,000$ in the stock market and have around $7,000 in student loans at 8.9%, I am still a student and the loans are deferred until May of 2011. Should I take the money out of the market and pay off my student loans, leave it in stocks, or move the money... »
In California, can creditors go after life insurance to satisfy a deceased spouse’s student loan debt?
Creditors can go after the community property to satisfy the student loan debt, but is the life insurance considered community property? Is there any way to shield my wife in case something happens to me? »
Can’t lower monthly payment on private student loans?
I have 3 private loans amounting to about 28,000 from Sallie Mae. The minimum payment monthly is almost $400, and I’ve been paying it for a couple of months, but I cannot afford that high of a payment anymore. I know I can request a forbearance, but I heard they are only good for... »
What is the best way to manage multiple student loans?
I need to find someone to talk to about student loan consolidation, for both federal and private loans. What would be a good resource? I inquired at my bank but they don’t handle this. I should add that I’m trying to get away from Sallie Mae, I heard a report on NPR about how much... »