I am current paying my loans at 6.8%. I keep hearing that i only have until July 1,2006 to consolidate. Should I do it... »
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How long can the IRS take your income tax for payment of Student loans?
This is my first year of paying receiving a W2 form after having been out of work for several years. I noticed that the last time that I filed they IMMEDIATELY took my refund to defer the cost of my loans from college….I have been out of college for nearly 12 years. It... »
What Is The Least Amount Of Credits I Can Take To Be Considered A Half-time Student?
I’m at the lowest I can go with student loans and pay about $350 a month. I’d like to buy a condo in the current market and am looking for any way I can reduce my monthly debt. If I take a couple community college classes and become a half-time student I... »
Which Job Offer Should I Take?
I’m fresh out of college with a massive amount of student loan debt ($96,000), $6,000 in credit card debt, and $2,000 owed to a close friend. I’m taking a year off before attending law school, and need to find a job in the meantime. I have an offer for a job that pays $13... »
How Long Does It Take To Rebuild Credit?
I just recently paid off all my past credit card debt. I paid off one student loan (expect the interest) and i have one student loan still active. I noticed my credit score went up, but i am still being denied. How long does it take to completely clear off my... »
Is 15000 Too Much Debt To Take For Grad School?
I will need to take 15000 student loans for my UT Austin Masters in Acc. program (ranked #1). This is despite of in state tuition remission and merit scholarship amounting to $30000 awarded by UT Austin. I have 15000 in existing loans from undergrad. Is around 30,000 in loans too much to repay? My... »
Should We Take A Loan From Family Members?
My husband and I make a decent income (over 75k a year) but we cannot afford for me to stay home with our 4 month-old daughter and make our house payment and student loan payments (the only debt we have). My Grandparents, who are wealthy, have recently offered to pay off one of my... »
I’m Now 100 Debt Free, What’s The Next Step I Should Take Financially?
Contribute more to 401K, increase savings, buy a house etc? I have paid off my car loan. I have paid off all credit card debt. I have no other existing debt such as student loans or loans of any type including a mortgage. I rent an apartment. My rent is... »
I Have A Total Take Home Yearly Wage Of $66,744 And Total Debt Of $177,000 At The Average Int.rate Of 6.5%?
How long is it going to take to pay off the debt (mortgage+HELOC+credit card+student loans+……), and what is a good debt to income ratio? »
How Much Is Too Much To Take Out In Student Loans?
I currently owe $8,000 in student loans (my only debt), but am looking at several different nursing schools that cost between 28-30k. My employer will pay 4k of the 28k, and can work enough hours to support myself during school, and have 5k in the bank. All in all, I would have to... »
Is Online Schooling A Good Route To Take?
Everywhere I go I see advertisements for online schooling. I would love to go back to school. As many others I have financial issues and was wondering how to go about getting financial help without putting myself into more debt with student loans. »